Better today

Talked to the HUD Counselor yesterday, and things look much better. Finally learned the answers to a couple of important questions, including the impact of Dave's house loan (short sale/deed in lieu) on my credit = NONE! Luckily, since the mortgage/deed in only in Raj's name, I should be able to move forward to support my family once the nightmare of the BIL's house is over. Apparently, Raj is protected from being sued (another worry I had, due to Dave's erratic behavior/threats) due to his disabilities, so this is a relief, also. I still don't know whether the property has been "secured" and still don't have a real estate agent willing to list it, but I'm making progress!