Updates

Raj had another fall on Feb. 20, which resulted in a bruise on his back; otherwise, OK. CitiMortgage refuses to accept any offer less than $155K for Dave's house, and by some miracle, offers keep coming. I haven't found a way to coordinate cleaning it out - especially without heat & plumbing. Unexpected expenses (snow service not showing up after the blizzard, then threatening to sue me for payment anyway; washer broke; Raj and Ruth both chipped teeth; I needed a biopsy) have really made finances tough. Sunrise, where Raj resides, also increased costs, although our disability income remains the same.

The Line of Credit against the land is due this spring, when Raj is being terminated from Allstate. Unfortunately, in 2 years none of the investments have recovered, and I can't wait any more; I sold the last of the Estate to pay off the Line, and will need a miracle to pay the taxes and insurance point forward! Medicare doesn't start for Raj until 6/1, so I'm not sure what we'll use for medical (for Raj, nor for the rest of us), since COBRA for all 4 of us will probably be too costly.