This has been an eventful month! After a successful short sale closing on Dave's house, Raj received the official "release" from foreclosure proceedings.
It took all of April and May, but we now have medical/dental/vision coverage in force for all 4 of us (hope to have a corrected bill generated by tomorrow so I can pay the right premium!); I have Raj signed up for Medicare A & B, as well as a Medicare Advantage plan, to commence June 1. Thank the Lord his pass-outs have lessened in frequency, so no emergency care was necessary during our lapse in insurance!
I researched and found Emeritus, a better fit for Raj's assisted living care and our budget. He is now moved into this facility - within our own suburb, and a stone's throw from most of his medical providers. By some miracle, he found his lost wallet right before the move!
The bills from Raj's stay at Rush have begun to arrive, so I'm working with a 3rd party to reduce them to a more manageable level. There's also RUMC Financial Counseling, which I'll work with after insurance, to explore any additional help.
The Line of Credit we had on the Wauconda land came due, so I paid off that balance, incurring unexpected fees, while coming up with the 1st half of Lake County property taxes ($4,260). Why they collect the 2nd half of the taxes in only 3 months, I do not know.
My Financial Advisor and her partner are retiring, so I've had an initial meeting with the replacement, and he'll have his work cut out for him! I've become rather creative in saving/finding cash flow - paid surveys, cashing in points from various reward programs, selling the remaining silver and gold, selling sporting equipment/DVDs/electronics, accepting help from Mom, stopped saving for retirement/college, taking only essential medications, . . .
It's exhausting.
Oh, and we (read Ruth) adopted a shelter dog named Daisy 2 days ago!
